Sears Choice Rewards

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In addition to their standard credit card, Sears now offers a Gold Mastercard with an option to earn rewards on your purchases. (It's $1 for the first year for the rewards option, and $25 per year afterward.) Is it worth it? How fast do you earn? What can you redeem for? Click MORE!

Sears Choice Rewards Program Review


How To Get The Card:
You must apply in-store at Sears. You must be financially able to qualify for a Mastercard.

How Does It Work?
Earn one point per dollar spent on purchases made with your Sears Gold Mastercard; purchases do not have to be made only at Sears. The minimum to redeem is 2,500 points for a $25 GC. Redemptions are made by calling 1-800-669-8488. Sears is currently offering two points per dollar on purchases made through May 31 and promises other bonus point offers in the future.

Is It Worth It?
If you charge a lot, especially if you pay your balances off in full, this is a good deal for the first year: Spent $2,501 the first year (less with double-points promotions) and get a $25 GC (basically a 1% rebate). In following years, the $25 annual fee makes it a lot more iffy -- at that point you'll have to charge $2,500 just to break even. There are other credit cards offering similar rewards that don't have a fee. To clarify now: the Sears Gold Mastercard does NOT have a fee; but the Sears Choice Rewards program does.

List of Redemptions:
http://www.searschoicerewards.com/rewards.html

URL for More Info:
Info on the Sears Gold MasterCard: https://www.searscard.com/SearsCard/sears_goldmastercard.asp
Info on Sears Choice Rewards: http://www.searschoicerewards.com





47 Comments

Posted by: Robert H.Bebee
Date: April 28, 2004 6:27 PM

I wish to cancel my membership in the choice rewards program.Please advise on proper proceedure. Thank you RHB

Posted by: Becky
Date: April 28, 2004 7:16 PM

This is the phone number to sign up; I would assume you'd call it also to cancel...? Good luck!

1-800-669-8488

Posted by: AUDERY ENCALADE
Date: May 4, 2004 5:46 PM

I HAVE A SEARS CREDIT CARD AND I WOULD LIKE TO KNOW DO I GO ABOUT TO GET MY POINTS BECASUE I HAVE USED MY CARD FOR A LOT OF THINGS SO I KNOW THAT I HAVE A LOT OF POINTS AND I WOULD LIKE TO KNOW HOW DO I GO ABOUT USEING THEM IF YOU CAN HELP ME.

Posted by: peggy b. mangum
Date: May 6, 2004 1:26 PM

how to cancel rewards. do not want.

Posted by: Joan E Nee
Date: May 24, 2004 3:53 PM

I would like to know how to redeem my points

Posted by: Edward H. Jackson
Date: June 1, 2004 9:57 PM

I would like to know how to redeem my points

Posted by: Judy Linn
Date: June 6, 2004 10:37 AM

I called the rewards program and only got a recording I left a message to be called back and would like to collect my rewards ASAP. How long does it take for them to be mailed? I did tell them in the message what I wanted. Will I be able to talk to a real person so I know if they are truly sending them? Judy Linn

Posted by: sheryl scheivert
Date: June 8, 2004 8:00 PM

how do I REDEEM MY POINTS.

Posted by: ruben
Date: June 15, 2004 1:33 PM

my selfhon # 9175785822

Posted by: Don A Yet
Date: June 21, 2004 6:46 PM

I would like to redeem some of my points. Pls let me know what I have to do and what's available for X amount of points. Thank You

Posted by: Diane Lewis
Date: June 29, 2004 8:19 PM

Please cancel the choice rewards aspect of my account. I cannot afford the $25 fee annually.
Thank you.

Diane Lewis
New York, N.y.
When you e-mail me, I will provide the various numbers.

Posted by: George T Motter
Date: July 3, 2004 9:19 AM

Hi;
I received a letter today About change of terms for a Sears MasterCard I did not know I have. what is the best way to cancel it? I hate to have to write letters to cancel, but if there is no other way I will do so. I makes me very angry and sears lost another customer.
Thanks Tom

Posted by: RICHARD B. NEWBOLD
Date: November 21, 2004 7:23 AM

I am a "new" choice card member. I cannot recall my acceptance to this membership. However, now that I am a member, will you inform me when and how to redeem,the accrued points. And,the type of items that are available upon redeeming the points

Posted by: omar
Date: April 8, 2005 8:44 PM

how can you change your points on sears choice rewards

Posted by: Jeanette
Date: May 15, 2005 10:22 AM

I have been a customer over 40yrs.very upset the way sears now does business.They sent me a new card like they do every so many years. Then I find I have 2 bills it was a new card for higher rates.I also purchased curtains went to return them they no longer take them back in store. It cost me $18.00 to send them to a company they deal with.
Sears what has happened you????
Your rates are way out of line.I for one have paid off both bills and have now recieved a better card. with a better rate. Get your act together or I will not be the only customer you lose. Also as someone else said I too got the fee for $25.00 for rewards I never asked for...

Posted by: Rod Lehrek
Date: June 27, 2005 5:17 PM

I first tried to call and waited for over 20 minutes, before I gave up. I then tried to contact Sears this way and still no luck. It can not be much of a reward is you cann't get it.

Posted by: Joyce
Date: September 27, 2005 1:14 PM

I just found out, after 3 years of this choice rewards ripoff, that it cost me $75 to get $20..
I will be cancelling my Sears card as soon as I pay it off.

Posted by: William Shipentrover
Date: October 12, 2005 5:54 PM

There seems to be a great deal of confusion in gettiing the rewards for your points. I have not been able to get the info on the internet.
Sears is doing their customers who have
charged a great deal (like myself) and then
realized the points I earned will probably not cover the rewards fee of $25. Even more frustrating is the difficulty in finding what the rewards points buy. I think the NYS Attorney General's Office will help me.

Posted by: cindy
Date: November 17, 2005 6:25 PM

I to have been trying to figure out sear rewards. I can't get a hold of any one and the site is down. I wasn't aware of a $25 fee.I also will be canceling my card if there is a fee.

Posted by: Cheri Rahm
Date: November 18, 2005 9:08 AM

How do I redeem points. Thank you Cheri

Posted by: Becky
Date: November 21, 2005 9:57 PM

You earn points by using your Sears Mastercard. Enrollment costs $25. Cash points in for gift certificates.

Their website: https://www.searschoicerewards.com/home.asp? -- it contains a list of redemptions and their point costs.

This is their phone number: 1-800-669-8488.

Posted by: Nancy
Date: January 23, 2006 12:32 PM

My husband was the primary cardholder and passed away. I was an authorized card user and when I tried to collect the $350.00 in Sear's certificates that were due us, I was told that he was the only person who could redeem them. Even if I produce a death certificate, they are still not going to honor the points. Something stinks here!


Posted by: Nancy
Date: January 23, 2006 4:17 PM

If the primary cardholder passes away, don't expect to be able to redeem the points. I was an authorized card user on my husband's card when he passed away. I am out the $350.00 in Sear's certificates that I tried to redeem. They don't care if you produce a death certificate or not. Needless to say, I will not be dealing with them anymore.

Posted by: Tammy Nguyen
Date: February 24, 2006 11:55 PM

I purchased a dryer at Sears and paid it off right at the moment at the store. About a year later, Sears called me and said that I owed them $97.00 because I have authorized them to sign me up for the reward participation program, which I have never heard of before. They told me that they will not verify the date which I called and authorized them to do so until I pay the amount. Something very stinky going on here. Please be very cautious when you receive calls from Sears. I WOULD NEVER SHOP AT SEARS AGAIN AS LONG AS I LIVE.

Posted by: Marylou Starlings
Date: March 15, 2006 10:53 AM

I cashed in 20,000 rewards points and they were sent Fedex. The Fedex people left the envelope in my door and someone took it. Sears choice rewards will not cancel the certificate and sen me a new one so I am out $200.00. They basically told me it was my problem and they weren't going to do anything about it. I immediately cancelled my card. I WILL NEVER SHOP AT SEARS AGAIN!!!!!

Posted by: Anonymous
Date: June 7, 2006 3:14 PM

how do I know what to get with my points, I hate to call as I only get the recording and wait for a real live person. my time is valuble also, I would say to hire more phone personal

Posted by: S.P.D III
Date: June 19, 2006 9:39 PM

Here's another unhappy soon to be x sears card holder,dam if i'll give you $25.00 for nothing in return.Can't get a hold of you but you sure like your money on time,no wonder you had such bad ratings at one time, and from what i read above,you still do.I don't want your points,i could say more but i won't,i think i'm a better person than your sears-master charge card & co.I'll pay you off and your history.

Posted by: Patsie Johnson
Date: August 26, 2006 2:20 PM

The last time I tried to redeem points with Sears,
I ordered five of one item. I only got one. When
I called about it, I was told the items had been
mailed to me. They never arrived. When I called
to check on the a second time, the phone nunber
had been cancelled. I have been a Sears customer
for more than 50 years, and believe me, the quality of your business practices have declined
greatly in that time.

Posted by: Melissa Haas
Date: September 20, 2006 8:22 PM

I would like to cancel my Sears choice rewards program. I no longer need it. Please let me know when you recieve this and that it has been canceled. Thank you. Sincerely, Melissa Haas

Posted by: Nora M. Shook
Date: September 26, 2006 3:36 PM

I called last month and cancelled my sears credit card and was told no payment had to be made. This month I got another bill plus late charges. I just want to know what number to call to cancel my card again. The number I called which was on bill just gave me a roundaround and tried to sell me more protection.
I would like to write to customer service but do you think I can find and address------NO WAY.

Posted by: Sarah Scott
Date: October 13, 2006 10:14 AM

I purchased three awnings 8-18-06, they were the wrong color, I called and was told they would cancell that order and order the right ones and would have the wrong ones picked up with in 10 days. I have received the right awnings and have paid for them, the wrong awnings have not been picked up yet, I have called over 6 times and was told they would be picked up but haven't. I am now billed $523.67 for them, I am not going to pay . What can I do to get this resolved?
Sarah Scott

Posted by: ken crew
Date: December 14, 2006 12:04 PM

DONT KNOW WHERE TO START MANY YEARS AGO I WORKED AT SEARS FOR A SEASON AND MY FAMILY WAS A VERY LONG TIME ACCOUNT HOLDER..WE BOUGHT ALLMOST ANYTHING SEARS HAD TO OFFER FOR HOMES FARMS AND FLEET. MANY MANY FAMILY MEMBER FROM GREAT GRANDFATHER THRU MY SONS HAVE BEEN SEARS CUSTOMERS,, SADLY NO MORE FROM THE WHOLE FAMILY OF CREW.. ALL SIX WILL BE CANCELLING THE CREDIT CARDS/ THE GREED OF CITY BANK AND THE CORP OWNERS FORCED US OUT. RATES LIKE LOAN SHARKS YOU PEOPLE WHO USED TO BE BACKBONE OF AMERICA HAVE LOST IT.....I CAN VOTE WITH MY FEET ANDCARDS/ BYE YOUR FAULT

Posted by: Gerald Herzog
Date: December 28, 2006 11:29 PM

I ordered some of the so called reward items offered free for the bonus points and paid $7.97 shipping and handling for each item. What I got was junk not worth a tenth of the S&H costs. Sears should be ashamed for peddling such garbage. People should avoid falling for these so called REWARDS.

Posted by: Barre Lane
Date: January 6, 2007 1:53 PM

I have been a cardmember for over 20 years. I stopped using my card about 2 years ago when I paid it off. 2 months ago I got a bill for 25$ for the rewards point program. I called to cancel the card and was informed that it was now cancelled. They are still billing me for the 25$ for rewards I can't get because I no longer have an account there. Go figure! Oh, and on the bill it says to go to www.searscard.com for customer service, but there is no searscard.com

Posted by: Alvina Hagler
Date: January 11, 2007 4:56 PM

I am very unhappy about trying to find out some information on shop at items I was billed for and have not recieved. I talked to 7 differant people in billing and yet have to get to the right person. They tell me to write a letter, what a bunch of garbage this is. How do I get to the right department?

Posted by: Terry Lynn Johnson
Date: February 24, 2007 2:43 PM

I HAVE A REAL PROBLEM WITH SEARS CHOICE REWARDS POINTS.

I WOULD LIKE TO RETAIN MY POINTS AND TAKE ADVANTAGE OF THE 500 EXTRA POINTS OFFERED FOR DOING (OR RETAINING) POINTS ON LINE. SEARS REFUSES TO HELP US WITH THIS.

THEY WANT PERSONAL INFORMATION ENTER ON LINE.

WE HAVE BEEN VICTIMS OF ON LINE THEFT (STOLEN ID)BEFORE AND DO NOT WANT TO GIVE THE INFORMATION OUT ON LINE.

WILL GIVE THE INFORMATION TO THE COMPANY (SEARS)TO SET UP AN ACCOUNT FOR US. THE COMPANY (SEARS)WILL NOT DO THAT. THE COMPANY (SEARS) DISCREAMINTAING AGAINST US AND WILL NOT LET US TAKE ADVANTAGE BECAUSE I DO NOT WANT TO BE A VICTIUM AGAIN.

I AM LOOKING FOR AN ATTORNEY TO STOP THIS DISCRIMANATION.

Posted by: Anonymous
Date: April 14, 2007 1:11 AM

i called sears trying ro get them to drop the $25.00 fee telling them I might cancel because you can go to Cabela's and pay nothing and get what you want when you want. The guy canceled my points and restarted them 90 seconds later. He even told me to use my points before I cancel. Theyld me I get my points back in a month. A month went by and now they told me another month or two. I want my points then I am done.

Posted by: Pam Milner
Date: June 26, 2007 8:04 AM

I would also like to cancel my rewards points, the $25.00 fee is ridiculous and the web site is always down. Please notify me once that has happened.

Posted by: Joyce Frederick
Date: July 12, 2007 8:09 PM

I called Sears July 11, 2007 about my husband's Gold MasterCard account. My husband is ill and not able to use his card but I have been paying the charges on it. A few months ago I received a Sears Gold MasterCard in my name but didn't activate it. The Sears Customer Representative that answered my telephone call asked me if I wished to cancel the account in my husband's name and activate the new card. I said "yes". I forgot about the reward points (over 4,000)and the customer rep didn't mention the points. The account was closed and the account in my name activated. I feel I should get the points applied to my new account. If this can't be done, I won't be using my new account. Please advise. We have been customers since 1961.

Posted by: Debbie Pugh
Date: July 16, 2007 1:56 PM

I received a statement today for the 25.00 fee. I had never activated my card. I cut the card up and sent it back with the statement. I hope that works. I'm not paying anyone a fee to carry something around in my pocket. I didn't know about the fee anyway.

I was a Sears Card holder years ago and cancel because of something really dumb like this. The only reason I applied for a new one was to get a percentage off an item a couple of years ago and I was not told about this fee.

Posted by: Kay Baker
Date: July 28, 2007 10:30 AM

I have been trying to cash in points for weeks for an airline ticket.The website offers three or four flights and shuts down in the middle of searchs.The phone no.is wrong and when sears put me thru the call was dropped.What good are points if you can't reach anyone to use them!

Posted by: Patricia Shilts
Date: October 25, 2007 2:51 PM

October 25, 2007 Wanted information about my Sears Choice Rewards account. Calling the 800# is not helpful. Attempting to speak with a real person is a horrible experience.

Posted by: Patricia Shilts
Date: October 25, 2007 2:53 PM

October 25, 2007 Wanted information about my Sears Choice Rewards account. Calling the 800# is not helpful. Attempting to speak with a real person is a horrible experience.

Posted by: anonymous
Date: March 13, 2008 10:28 PM

you redeem pts by going online or calling the 1-800 number on the back of the card. . I own a sears card and that is how i redeem my points, the website also gives you the telephone number.

Posted by: Anonymous
Date: April 16, 2008 10:58 AM

i would like to know how i go about getting my choice rewards

Posted by: juliuschevalier 106 bridleridge gurley al 35748
Date: June 14, 2008 1:00 PM

please send book or e mail what ican recive my points for julius chevy 1 @yahoo . com

Posted by: Michele
Date: June 28, 2008 9:37 PM

I would like to know how to use points alsoIhave quite afew.

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