Where You Might Be Better Off With MyPoints

...it just depends on how much you spend. At 2 points per dollar, you're going to be better off with Ebates every time. But if you spend more than $100 total between now and Dec. 31, MyPoints will pay you more: 3 points per dollar (2.14%) for $101-$500, 4 points per dollar (2.86%) for $501-1,000, and 5 points per dollar (3.57%) for $1,000+.

Here are the "maybe merchants" and how much Ebates pays for them. If they pay 2%, you just have to spend $101 at MyPoints to make more than through Ebates. If they pay 3%, you'll have to spend $1,001 at MyPoints to do better than Ebates.

Ashford 3%
Bass Pro 3%
Bose 2%
Brylane 2%
Buy 2%
Cambridge (HiFi) 3%
Chadwicks 3%
CompanyStore 2%
Cooking 3%
DayTimer 3%
Dell 2%
EddieBauer 2%
Etoys 2%
Finish Line 3%
Gap 3%
Gateway 1%
GoodGuys 2%
Iomega 2%
JCP 3%
Jcrew 2%
JewelryWeb 3%
JessicaLondon 3%
Jjill 3%
KbToys 3%
MarthaStewart 2%
Mikasa 3%
Mrs.Fields 3%
NewportNews 3%
Nordstrom 3%
Northerntool 3%
OfficeDepot 2%
OfficeFurniture 3%
OldNavy 3%
OrientalTrading 3%
Overtons 2%
PalmStore 3%
PaylessShoes 3%
PerformanceBike 3%
Petco 3%
PostIt 3%
REI 2%
RoadRunnerSports 3%
Ross-Simons 3%
Samsonite 2%
SharperImage 2%
SierraTradingPost 3%
Silhouettes 3%
SpencerGifts 3%
Spiegel 2%
SportMart 3%
SportsAuthority 3%
SurLaTable 3%
Textbookx 3%
Timberland 3%
TowerRecords 2%
Ulta 3%
Walmart 2%